Education fees calculator
Plan the cost of school and university
Separate inflation for school and tertiary fees, a year-by-year cost projection and the monthly saving needed to fund it.
Projected fees by child’s age
Savings balance if you save the target each month
Year-by-year fees
How it’s calculated
Fee in year t = today’s fee × (1 + inflation)t, paid at the start of each academic year; fees for the current year are payable now if the child is already of school age. Present value = Σ fee ÷ (1 + return)t. Monthly saving c solves c × (1 − (1 + i)−M) ÷ i = PV − existing savings, with i the monthly return and M the months until the last fee. Early years can be funded from cash flow if the balance dips below zero.
Information, not advice. Illustrative estimate based on the assumptions shown.